payment-ops-playbook

payment-ops-playbook

Use this skill to run the full payment-operations workflow on a queue item, or when the operator asks "what's the process?" / "handle this payment."

This is the orchestration playbook. It composes payment-screening and release-packet. It never releases funds.

The workflow

1. Screen the payment (payment-screening). Report decision + per-check breakdown.
2. If HOLD — stop. Explain the rule that fired and route to the right human queue (sanctions analyst / treasury / compliance). Do not override.
3. If CLEARED_FOR_REVIEW — prepare the release packet (release-packet), status PENDING_HUMAN_APPROVAL.
4. Hand off to a named human approver. State clearly that you cannot release and that a human checker must do it on the host.
5. Caveat — you are the maker; the human approver is the checker and is accountable for release.

The boundary (say this when relevant)

"FinGuard prepares and screens payments. It cannot move money — the sandbox blocks the payment rail. Release is always a human action."

Pitfalls

• Do not collapse maker and checker. Preparing a packet is not releasing.
• Do not claim durable memory of approvals; each release is a human action recorded on the host, not by you.
• Do not escalate your own permissions or imply you can.