StackEasy
Ask Claude or ChatGPT about your own credit cards: balances, best card for a purchase, missed rewards. Read only, OAuth 2.1.
Documentation
Card intelligence,by API.
What is the StackEasy API? The StackEasy API is a credit card rewards database API covering 4,211 US cards with 2,828 verified reward structures, effective point values priced per program, spending caps, and category conditions. It also offers user permissioned account sync, letting users connect their StackEasy account inside partner apps to share balances, payments, and due dates through OAuth with read only scopes. Data is synced daily and every correction is human verified. Access is by request, with tiers from free to commercial license. Request access here.
One platform, two doors.
User Data API
Your users connect StackEasy inside your product and their balances, payments, and due dates sync in.
- OAuth, read only
- Balances, payments, due dates
- Revocable by the user
Partnership pricing. Tell us what you are building.
Resource API
4,211 cards. 2,828 verified reward structures. The judgment layer no scraped feed has.
- 4,211 cards indexed
- Effective values, caps, conditions
- Human verified corrections
Synced daily. Every correction human verified.
The surface, at a glance.
Base URL https://data.stackeasy.ai
GET /v1/cardsSearch the catalog: issuer, name, fee, category.
GET /v1/cards/{id}Full card record.
GET /v1/cards/{id}/effective-valueThe real value of a swipe, priced per program.
GET /v1/categoriesThe category taxonomy.
GET /v1/best-cardsVerified best card per category.
GET /v1/changesDiff feed for sync (Pro and up).
Overview docs are open on this page. The full reference ships with your key.
Simple tiers. The judgment layers are the paid ones.
Dev
Free
1,000 calls/mo. Core card fields.
Builder
$49/mo
25,000 calls. Full rewards and effective values.
Pro
$199/mo
250,000 calls. Best cards config, conditions, changes feed, caching.
Scale
$499/mo
1.5M calls. Bulk export, provenance fields, commercial license.
Caching and redistribution rights start at Pro. User Data API access is scoped per partnership, not per tier.
At your cap we throttle, never surprise bill. Uptime SLA on Scale.
Every tier starts with the same request. Pick your tier after approval.
Frequently asked questions
Request below with what you are building. We approve manually, and your key arrives by email. No self serve keys at launch, deliberately.
Our own scraper and extraction pipeline refresh the database continuously, and a human verified corrections ledger overrides bad scrapes permanently.
Caching starts at Pro. Redistribution requires the Scale commercial license. Canary records are embedded, so please do not test this.
User Data API access is OAuth with per user consent, read only scopes, and one click revocation. Nothing moves without the user saying so.