TRT Watchdog
Read-only MCP server for 15 US online TRT programs: all-in monthly price, labs, what's included and who prescribes, each sourced. No auth.
Hosted MCP Server
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Documentation
TRT Watchdog
Independent comparison of online testosterone replacement therapy (TRT) programs: all-in monthly prices, lab costs, what's included and who prescribes, checked against each program's own site.
TRT Watchdog is independent. Some programs pay us a commission when a reader signs up; that never changes a score (price 30%, transparency 25%, care 20%, access 15%, reputation 10%). Every price links to the provider page it was read from. Prices last checked November 7, 2026.
Key facts
- Top-scored: Maximus: score 8.6/10, from $99.99/month (10-month plan, $999.90 billed up front), Compounded medication, medication in price: included
- Second: PeterMD: score 8.3/10, from $79/month (12-month plan ($948 total shown), billed upfront), drug type not stated, medication in price: included
- Third: HealthRX: score 8.0/10, from $143/month (12-month plan at $143/mo listed; $1,719 billed today, then every 12 months until canceled), drug type not stated, medication in price: included
- Lowest all-in monthly price we found: $79 at PeterMD (TRT, 12-month plan, 12-month plan ($948 total shown), billed upfront)
- Programs compared: 15
- Testosterone is a controlled substance: Testosterone is Schedule III under federal law. The DEA lets clinicians prescribe it by telemedicine without an in-person visit through December 31, 2026 (its fourth temporary extension). A permanent rule is expected but not yet published; without one or another extension, the in-person requirement returns on January 1, 2027.
- Membership plus medication, or one price?: Several programs advertise the medication price and add a monthly membership at checkout (Hims, Hone, Male Excel). Others quote one price with the doctor and medication included (Taurus, MangoRx, Maximus). Our headline prices always add the membership.
- Who pays for the labs?: You need blood work before and during TRT. Some programs include it (Taurus follow-ups, MangoRx, Hone every 90 days); others charge on top, from $49 for a first test to $247 or more for a full panel.
- The cheapest month usually means prepaying: The lowest monthly prices come with 6- or 12-month plans paid up front, and many programs refund nothing once medication ships. Check the month-to-month price too.
- FDA-approved or compounded?: Xyosted and Kyzatrex are FDA-approved; most online programs dispense compounded testosterone mixed by a pharmacy, which is not FDA-approved as a finished product. Each card says which.
- Testosterone is a controlled substance: Telehealth prescribing of Schedule III drugs like testosterone currently runs on a DEA extension that ends December 31, 2026. If no permanent rule replaces it, an in-person visit becomes required again.
- Want to keep your fertility?: Testosterone can lower sperm production. Enclomiphene raises your own testosterone instead, and some programs add hCG. Ask before you start.
- Insurance rarely applies: Almost every online TRT program is cash only. Some accept FSA or HSA cards, and a few let insurance cover the lab work.
Core pages
- Best TRT programs: every program ranked on our published score
- Prices: lowest all-in monthly price per program and per treatment, with sources
- Find my match: a short quiz that returns three programs
- Compare: every program side by side in pairs
- How we score: the exact scoring rules
- Price Index: cheapest and median monthly price over time (JSON)
- First-year TRT cost: 12 months of each injection plan plus labs and fees, with the arithmetic
- Coverage by insurer and treatment: what each insurer's own policy says, quoted and dated
- Full data · JSON · CSV
- Dated price feed: every published plan with its read date and source, the same figures as the review pages. Any page below also answers in markdown to a request with Accept: text/markdown
MCP server (for AI assistants)
- TRT Watchdog MCP server: free, read-only remote MCP endpoint (streamable HTTP, no key, no sign-up). It works with MCP clients such as Claude, ChatGPT and Cursor and returns dated prices with sources.
- Tools: list_programs, search_programs, get_program (every plan, source page and date), list_cheapest (by treatment, price only), compare_programs, get_price_index.
- Every response carries the date checked, the source pages, the CC BY 4.0 licence and our affiliate disclosure. Prices and published facts only, no medical or dosing advice.
Reviews
- Maximus review: Men who will prepay 10 months to get the lowest monthly price.
- PeterMD review: Men sure about TRT who want the lowest monthly price and will prepay a year.
- HealthRX review: Men who want one monthly price with no membership fee and can arrange their own lab work.
- Hims review: Men who want an FDA-approved oral option from a well-known brand.
- Taurus Meds review: Men who want ongoing lab monitoring without paying for each test.
- DudeMeds review: Men who want FDA-approved injectable testosterone with labs in one prepaid total.
- TRT Nation review: Men who want a single published price and already have recent labs.
- Hone Health review: Men who want close lab monitoring and many treatment options.
- MangoRx review: Men who want labs and treatment in one predictable bill.
- LifeMD Men's Health review: Men who want an FDA-approved, easy auto-injector.
- Male Excel review: Men who want compounded testosterone from a program with many reviews, with thyroid support available on its pricing-page plans.
- Defy Medical review: Men who want to pay per service rather than join a plan, and to choose among several testosterone forms.
- Brightmeds review: Men who want labs included and are fine confirming the price at checkout.
- GoodLife Health review: Men who want TRT as part of full metabolic and heart-health monitoring.
- RxSpan MD review: Men who already use RxSpan MD for another treatment and want to ask it about testosterone; confirm it can be ordered before you count on it.
Is it legit?
- Is TRT Watchdog legit?: who runs TRT Watchdog, how it makes money and how prices are read and dated
- Legit checks by program: every program's review score, published price and cancellation terms
- Is Maximus legit?: review score, cancellation terms and lowest dated price
- Is PeterMD legit?: review score, cancellation terms and lowest dated price
- Is HealthRX legit?: review score, cancellation terms and lowest dated price
- Is Hims legit?: review score, cancellation terms and lowest dated price
- Is Taurus Meds legit?: review score, cancellation terms and lowest dated price
- Is DudeMeds legit?: review score, cancellation terms and lowest dated price
- Is TRT Nation legit?: review score, cancellation terms and lowest dated price
- Is Hone Health legit?: review score, cancellation terms and lowest dated price
- Is MangoRx legit?: review score, cancellation terms and lowest dated price
- Is LifeMD Men's Health legit?: review score, cancellation terms and lowest dated price
- Is Male Excel legit?: review score, cancellation terms and lowest dated price
- Is Defy Medical legit?: review score, cancellation terms and lowest dated price
- Is Brightmeds legit?: review score, cancellation terms and lowest dated price
- Is GoodLife Health legit?: review score, cancellation terms and lowest dated price
- Is RxSpan MD legit?: review score, cancellation terms and lowest dated price
Prices people look up
- Testosterone cypionate: from $106.17/month at DudeMeds, 5 programs
- TRT without insurance: from $79/month at PeterMD, 11 programs
Most searched comparisons
- Hims vs Maximus
- Maximus vs PeterMD
- Hone Health vs PeterMD
- Male Excel vs PeterMD
- Hims vs PeterMD
- Hone Health vs Male Excel
- Hims vs Male Excel
- Male Excel vs Maximus
- Hims vs Hone Health
- Hone Health vs Maximus
- DudeMeds vs Hone Health
- Hims vs LifeMD Men's Health
By state
- TRT by state: which programs say on their own site that they serve each state (50 states), with the source and date
Guides
- Fountain TRT alternatives: cream and injection programs compared: Fountain TRT offers a cream plan with one flat monthly fee. See what it includes, then other online programs with cream or shots, ranked by plan facts.
- Hims TRT alternatives: cost, plans and similar programs: What Hims testosterone costs with its $49 membership, what it does well, and other online TRT programs with similar plans, compared by price and our score.
- Maximus Tribe alternatives: online TRT programs compared: Maximus offers four treatment types on prepaid plans. See what it includes, then other online TRT programs ranked by price, plan facts and our score.
- Does Medicaid cover TRT? What state rules show: Medicaid can cover testosterone for diagnosed low testosterone, but each state sets its own rules. See two published policies, how to check yours, and cash prices.
- Does Medicare cover testosterone therapy? Part D rules: Medicare drug plans can cover testosterone for diagnosed low testosterone, with approval rules. See one 2026 plan's form, how to check your plan, and cash prices.
- Does TRICARE or the VA cover TRT? Military rules: TRICARE and the VA can cover testosterone for diagnosed low testosterone, with set rules. See the VA's 2025 criteria, one TRICARE plan's form, and cash prices.
- Does Aetna cover TRT? Testosterone criteria and prior authorization: What Aetna's own policies say about covering testosterone therapy: the two-test rule, the age-related exclusion, prior authorization, and the cash fallback.
- Does Blue Cross Blue Shield cover TRT? What three plans publish: Blue Cross Blue Shield has no single TRT policy. See what the Federal Employee Program, Michigan and Tennessee Blue plans publish, and the cash fallback.
- Best online TRT programs, ranked (November 2026): Online TRT programs ranked by our computed score, with live monthly prices, lab policies and who each one suits. See which program ranks first and why.
- Can you buy testosterone online legally? What a lawful route needs: Yes, with a prescription. See what makes buying testosterone online legal (clinician, labs, pharmacy), what to avoid, and how prescription programs compare on price.
- Cheapest online TRT: lowest monthly price and lowest first-year cost: The cheapest online TRT depends on whether you count the monthly price or the first year. Programs ranked both ways, with labs and memberships added in.
- Does Cigna cover TRT? What its testosterone policies require: Cigna requires prior authorization for testosterone, with two low early-morning tests. See what its injectable and topical policies ask for and the cash fallback.
- Enclomiphene vs TRT: which is right for you?: Enclomiphene raises your own testosterone and can protect sperm counts; TRT replaces it directly. How the two differ on fertility, evidence and FDA status.
- Get TRT paid by your plan: steps, approval and appeals: How to get TRT covered by insurance in order: the tests insurers ask for, prior authorization, what to do after a denial, and the cash price if the answer is no.
- Does Humana cover TRT? What its published lists show: Humana lists generic testosterone cypionate at Tier 1 on a 2026 Medicare group formulary, with gels needing authorization. See what is covered and the cash fallback.
- Which online TRT programs take insurance? What each one says: Most online TRT programs are cash pay. See which ones say so on their own pages, which say nothing, and how HSA or FSA money and pharmacy insurance fit in.
- Testosterone injection cost: what cypionate costs online each month: What testosterone injections cost online: monthly price by program, compounded versus generic cypionate, and the labs, visit and membership fees that change it.
- TRT clinic vs online TRT: how the two routes compare: Weighing a testosterone replacement therapy clinic against an online TRT program? See how care, labs, cost and prescribing differ, and what to ask first.
- How much is TRT? Online cost per month, with labs: What TRT costs per month and for a year, with or without insurance: membership, labs and plan length added in, from each program's own price page.
- Is TRT covered by insurance? What plans pay for, plus HSA and FSA: When insurance covers testosterone therapy, what insurers require first, why online TRT programs are almost all cash pay, and how HSA and FSA money can be used.
- TRT online: how it works and the best programs to compare: How online TRT works step by step: the intake, the labs, who prescribes and what ships to your door, plus how the programs compare on price, labs and states.
- Does UnitedHealthcare cover testosterone? What its policy requires: UnitedHealthcare covers injectable testosterone for hypogonadism with two low morning tests and a 12-month authorization. See the criteria and the cash fallback.
- Enclomiphene cost: what online programs charge a month: What enclomiphene costs online, who sells it, what is and is not in each price, and why it is a compounded drug rather than an FDA-approved one.
- How to get TRT: the steps from symptoms to prescription: Wondering how to get a TRT prescription? See the steps from symptoms and repeat morning labs to a clinician visit, and compare online programs by price.
- Which online TRT programs ship to my state? What each says: Which online TRT programs serve your state, as each program's own site states it. Six confirmed lists, seven not published, with page and date read.
More pages
- TRT Watchdog
- Cheapest
- Cheapest: No Membership
- Companies
- Cost: Testosterone Injections
- Cheapest: Testosterone Injections
- Cost: Testosterone Cream
- Cheapest: Testosterone Cream
- Cost: Oral Testosterone
- Cheapest: Oral Testosterone
- Cost: Enclomiphene
- Cheapest: Enclomiphene
- Cost: Hone Health
- Cost: Petermd
- Cost: Maximus
- Cost: Male Excel
- Cost: Hims
- Best: Testosterone Injections
- Best: Testosterone Cream
- Best: Enclomiphene
- Best: No Membership
- Best: No Membership Injections
- Best: Labs Included
- Best: Cheapest Labs Included
- Best: Consult Included
- Best: All 50 States
- Chatgpt
- Reviews
- Guides
- Directory
- Data
- Dea Telemedicine Rule
- Changes
- Corrections
- Coverage: Aetna: Testosterone Injections
- Coverage: Cigna: Testosterone Injections
- Coverage: Cigna: Testosterone Cream
- Coverage: Cigna: Oral Testosterone
- Coverage: Unitedhealthcare: Testosterone Injections
- Coverage: Humana: Testosterone Injections
- Coverage: Humana: Testosterone Cream
- Coverage: Bcbs: Testosterone Cream
- About
- Editorial Policy
- Affiliate Disclosure
- Privacy
- Terms
- Contact
Generated from the price records at build. Newest read: 2026-11-07.