PolicyVera insurance quotes
PolicyVera runs an MCP server, so a person's AI assistant can make the whole quote request inside the conversation and read the quotes as the agents send them. PolicyVera itself does not sell, solicit, negotiate, or bind insurance and provides no insurance advice; insurance agents win clients who choose them, and the platform is free for consumers and lenders.
Hosted MCP Server
npx add-mcp 'https://policyvera.com/api/mcp'Installs into Claude Code, Codex, Cursor and more
Documentation
For people who use an AI assistant
Ask your assistant for real insurance quotes.
Connect PolicyVera to Claude, ChatGPT, Gemini, Perplexity, Grok or any assistant that can use outside tools. It gathers what insurance agents need, you sign in from the chat, you pick the licensed local agents who see your request, and their quotes come back in the chat. No form to fill.
Free Quotes first. Direct contact only after you accept a quote Nothing is sold or bound in the chat
Your assistant needs one of these two addresses. A “connector” is a connection your assistant can use; most assistants have a place to paste one.
https://policyvera.com/api/mcp
For assistants that open a sign-in window: Claude, ChatGPT, Gemini, Perplexity and the coding tools.
https://policyvera.com/api/mcp/chat
For Grok, and any assistant that cannot sign you in: paste it into the chat, and PolicyVera emails you a code.
- You sign in once in a window from the chat, or with a code to your email; nothing is sent until you say so
- Works in any assistant that accepts a connector address
- Using Claude? One link adds it; you confirm in Claude
What happens next
Three steps, all in your chat.
1
Your assistant gathers what insurance agents need
Your name, the home or the cars, whether each is insured today, your email and phone. The list is the same one PolicyVera's own site uses. Drop in your current declarations pages and your assistant reads them so you type less.
3
Insurance agents quote. You compare, in the chat.
Quotes appear as insurance agents send them. PolicyVera doesn't rank or recommend. Ask your assistant "Check my PolicyVera quotes and messages" whenever you like; PolicyVera also emails you when a quote arrives.
It's free, and insurance agents are not allowed to call, text or email you outside PolicyVera until you accept them as your new agent or ask them to contact you.
Pick your assistant
Connect once. Then just ask.
Each button opens the place in your assistant to add PolicyVera. The steps below are the assistants' own, as of October 2026; they change their menus from time to time.
Claude
web · desktop · mobile
Claude opens the dialog with the address filled in, and you confirm.
https://policyvera.com/api/mcp
- Open Customize, then Connectors.
- Choose Add custom connector, paste the address, and sign in to PolicyVera when Claude asks.
- Start a chat and ask.
Every Claude plan can add it, the free plan included (one custom connector).
ChatGPT
Business · Enterprise · Edu
https://policyvera.com/api/mcp
- On the web: open Plugins, choose +, then Add custom MCP server, and paste the address.
- Choose OAuth and create the plugin; install it and sign in on policyvera.com when it asks.
- In a new chat, type @ and pick PolicyVera, then ask.
Custom servers connect in Business, Enterprise and Edu workspaces, on the web. PolicyVera is not in ChatGPT's directory yet.
Gemini
web · US · 18+
https://policyvera.com/api/mcp
- On the web (gemini.google.com), 18 or over, in the US, with a personal Google account and Keep Activity on: open Settings, then Connected Apps.
- Under Custom apps, choose Add a custom app and paste the address. Sign in on policyvera.com when it asks.
- In a new chat, type @ and pick PolicyVera, then ask.
Perplexity
Pro · Max · Enterprise
https://policyvera.com/api/mcp
- Open Plugins (or Customize, then Connectors), choose Add custom, then Add MCP connector.
- Choose Remote, paste the address and set Authentication to OAuth. Add it, then open its card to sign in on policyvera.com.
- Ask in a new thread.
Grok
grok.com
https://policyvera.com/api/mcp/chat
- Paste the address into a Grok chat.
- Grok connects by itself and PolicyVera emails you a 6-digit code; read it to Grok. Then just ask.
Or add PolicyVera once at grok.com/connectors with https://policyvera.com/api/mcpCopy, and sign in there when Grok asks.
Any other assistant
https://policyvera.com/api/mcp
- Add a remote server with the address. Choose Streamable HTTP.
- Sign in on policyvera.com when it asks, then ask.
- Mistral Vibe: Connectors, then Add Connector, then Custom MCP Connector. Meta Muse: ask it to connect the address as a custom connector.
If your assistant cannot open a sign-in window, paste https://policyvera.com/api/mcp/chatCopy into the chat instead: PolicyVera emails you a code.
Using a coding tool?
Claude Code: claude mcp add --transport http policyvera https://policyvera.com/api/mcp Copy
Codex: codex mcp add policyvera --url https://policyvera.com/api/mcp Copy
Add to Cursor · Add to VS Code
Then just ask
Say it the way you'd say it to a friend.
“I just got my renewal letter and my homeowners premium jumped. Shop it with PolicyVera. I'm in Boise, 83702.”
“We're buying a house in Meridian, Idaho. Start homeowners quotes with PolicyVera and tell me what the insurance agents will need from me.”
“Get me auto insurance quotes with PolicyVera for two cars in Nampa, Idaho.”
What your assistant can do
- Tell you which states have licensed insurance agents ready to quote on PolicyVera today
- Start your home or auto quote request and send it to the insurance agents you pick
- Show you the insurance agents in PolicyVera's own order, with each one's measured time to first quote where PolicyVera shows it
- Read back the quotes as insurance agents send them
What it cannot do
- Buy, bind or pay for a policy: PolicyVera does not sell, solicit, negotiate, or bind insurance
- Pick an insurance agent or a quote for you: PolicyVera doesn't rank or recommend
- Ask for your Social Security number or card details: this connector never asks for them
The fine print, in plain words
Who quotes
Licensed insurance agents who hold a license in your state. PolicyVera is the marketplace; it does not sell, solicit, negotiate, or bind insurance and provides no insurance advice.
What a quote is
Quotes are non-binding estimates; the final premium is set by the insurer's underwriting after you apply. Quotes appear as insurance agents send them. PolicyVera doesn't rank or recommend.
Who sees your request
Only the licensed insurance agents you pick, and they are not allowed to call, text or email you outside PolicyVera until you accept them as your new agent or ask them to contact you.
Your assistant
It runs under its own company's terms and privacy policy. What you type to it is between you and them; what it sends PolicyVera is the request you asked it to start, after your yes at each step.
For details, see PolicyVera's Terms of Service, Privacy Policy and Security page.
Will I get spam calls?
No. Insurance agents are not allowed to call, text or email you outside PolicyVera until you accept them as your new agent or ask them to contact you.
Is PolicyVera in my state?
Ask your assistant: "Which states does PolicyVera serve?" It lists the states where licensed insurance agents are ready to quote today; a state missing from the list has no licensed agent ready on PolicyVera today.
What does it cost me?
PolicyVera is free.
Do I need a PolicyVera account?
Yes, a free one. In the window that opens from your assistant, sign in or create your account with a code to your email, with Google, or with your password if you have one. You do it once; everything else stays in your assistant. In an assistant that cannot open that window (Grok), PolicyVera emails you the code and your account is made in the chat.
Does it work in ChatGPT?
Today, in a Business, Enterprise or Edu workspace, with the address https://policyvera.com/api/mcp. On the web: open Plugins, choose +, then Add custom MCP server, and paste the address. Choose OAuth and create the plugin; install it and sign in on policyvera.com when it asks. PolicyVera is not in ChatGPT's directory yet.
What if the sign-in window doesn't open?
In Claude, open Customize, then Connectors, choose PolicyVera and press Connect (or Reconnect). If your assistant can't open a sign-in window, paste https://policyvera.com/api/mcp/chat into the chat instead: PolicyVera emails you a code. Still stuck? Submit a ticket from the Help center; a person on our team reads every one.
What if my code doesn't arrive?
Look in your spam folder for the email from PolicyVera. If your account has a password, choose Sign in with your password instead, or use Google.
How do I disconnect PolicyVera?
In Claude, open Customize, then Connectors, choose PolicyVera, then Disconnect. Or on PolicyVera: Settings, then Sessions, then Disconnect beside your assistant. Your account, requests and quotes stay on PolicyVera.
Already use an assistant? Add PolicyVera to it.
Use your assistant's card above to add PolicyVera, then ask it to shop your insurance. Licensed local insurance agents quote; you pick; nothing leaves the chat until you say so.