OnlineTherapy.me

Prices, insurance plans, Medicare and Medicaid, and prescribing policy for 68 US online therapy and psychiatry services, plus what 26 platforms pay therapists. Every answer carries the service's own source pages and the date checked.

Hosted MCP Server

npx add-mcp 'https://onlinetherapy.me/api/mcp'

Installs into Claude Code, Codex, Cursor and more

Documentation

What's in it

7 tables, one row per service or plan

The same records the site's pages are built from, joined by service, in one download. Each table is open to read on the site one service at a time.

TableOne row isRowsSourced factsLast checked
Prices and plans price as printed · self-pay or insured · per session, week or month · session length · source page · date checkedone plan or price a service publishes169169October 18, 2026
Service facts formats · ages served · insurance access and plans named · Medicare and Medicaid · psychiatry and controlled-substance policy · conditions treatedone online therapy or psychiatry service682,511October 18, 2026
Clinician pay and terms pay figures as printed · fees and private-pay cut · contractor or W-2 · credentialing · licenses accepted · malpracticeone platform, as a clinician joining it sees it26503October 13, 2026
Operators and government actions legal operator · ownership · who gives the care · accreditation · FTC, DOJ, DEA and state actionsone service's operator, clinicians and accreditation67334October 12, 2026
Cancellation and refund terms billing model · how to cancel · late-cancellation and no-show fees · refund ruleone service's billing and cancellation rules5893October 14, 2026
Discounts and financial aid free trial · new-patient discount · sliding scale and aid · free routesone service's trials, new-patient offers and aid54162October 16, 2026
Employer mental health benefits sessions included · what happens after them · eligibility · family coverage · confidentialityone platform employers buy749October 20, 2026

Insurance answers name 10 plans (the large commercial plans, TRICARE, Medicare and Medicaid); 45 services name at least one commercial plan as in network. How each value is collected and checked: methodology and sources.

Updated daily

Who is hiring clinicians, read every day

Every clinical opening on 19 therapy platforms' own job boards, read once a day: role, states, employment type, the pay a posting states, and the day each opened and closed. Hiring is a leading signal of where a platform is growing.

Boards read daily · checked Nov 3, 2026

3,178open clinical postings

14platforms hiring

51states named

601postings stating pay

See today's openings

Free sample

The per-session price census

What one therapy session costs without insurance at the 22 services that publish it (middle price $155), each row with its source page and check date: the table behind our pricing report, in the format the full dataset ships in.

The sample is free to reuse under CC BY 4.0: credit OnlineTherapy.me and link to the pricing report. The full tables are licensed under the Data License.

Cite it as: OnlineTherapy.me (2026). Online therapy session prices without insurance (US, October 2026). Zenodo. https://doi.org/10.5281/zenodo.23772949

For AI assistants

Look services up from an AI agent

The same records answer AI agents directly through a public Model Context Protocol (MCP) server, one search, service or comparison at a time, each answer with the service's own source pages and the date it was checked. The licensed tables are the way to get every row at once, with the change log.

Server address, for any MCP-capable assistant (Streamable HTTP, read-only, no key):

https://onlinetherapy.me/api/mcp

Listed in the official MCP registry as me.onlinetherapy/online-therapy. Tools: search services by insurance plan, price, prescribing or age group; one service in full; a side-by-side comparison; the per-session price census; and what 26 platforms pay and charge therapists.

Built for

Who uses market data like this

Benefits and HR teams

Compare what employer platforms include, how many sessions, and what an employee pays after them.

Analysts and investors

Track self-pay prices, insurance coverage and policy changes across the market, month by month.

Therapy and psychiatry services

Benchmark your prices, plans, insurance and cancellation terms against every competitor in one table.

Clinician recruiting teams

See what 26 platforms pay, charge and require of clinicians, as each states it.

AI assistant teams

Test whether your assistant answers online therapy price and insurance questions correctly, against facts that each carry their source page and check date. To answer your own users from the data, ask for a Custom license.

Pricing

Three ways to get it

Snapshot

$490 one time

Every table as it stands the day you order.

  • All seven tables as CSV and JSON
  • Each value with the page it was read from and the date it was checked
  • A license for your organization's internal use

Monthly feed

$190 a month

The same tables, refreshed after each monthly re-check.

  • Everything in the snapshot, delivered every month
  • The daily clinician-hiring feed: every opening, when it opened and closed
  • A change log: which prices, plans and policies moved, and when
  • Cancel any month

Custom research

from $1,500

A question answered from the data, with new checks where it needs them.

  • For example, which platforms pay a given license type most, or which services take a given plan
  • A cited table and a short memo
  • Scoped and quoted before any work starts Request custom research

Every plan is licensed for your organization's internal use under the OnlineTherapy.me Data License. Card payments are processed by Stripe; you get an invoice with every payment.

Questions and custom research

Need something specific?

For custom research, an invoice instead of a card, or a question before you buy, tell us who it is for and what the data should answer. We reply within one business day.

The dataset reports what each service's own pages and public records said on the date shown for each value. It is licensed for your organization's internal use; republishing it in bulk needs our written permission. No service pays to be in it or to change what it says.