OnlineTherapy.me
Prices, insurance plans, Medicare and Medicaid, and prescribing policy for 68 US online therapy and psychiatry services, plus what 26 platforms pay therapists. Every answer carries the service's own source pages and the date checked.
Hosted MCP Server
npx add-mcp 'https://onlinetherapy.me/api/mcp'Installs into Claude Code, Codex, Cursor and more
Documentation
What's in it
7 tables, one row per service or plan
The same records the site's pages are built from, joined by service, in one download. Each table is open to read on the site one service at a time.
| Table | One row is | Rows | Sourced facts | Last checked |
|---|---|---|---|---|
| Prices and plans price as printed · self-pay or insured · per session, week or month · session length · source page · date checked | one plan or price a service publishes | 169 | 169 | October 18, 2026 |
| Service facts formats · ages served · insurance access and plans named · Medicare and Medicaid · psychiatry and controlled-substance policy · conditions treated | one online therapy or psychiatry service | 68 | 2,511 | October 18, 2026 |
| Clinician pay and terms pay figures as printed · fees and private-pay cut · contractor or W-2 · credentialing · licenses accepted · malpractice | one platform, as a clinician joining it sees it | 26 | 503 | October 13, 2026 |
| Operators and government actions legal operator · ownership · who gives the care · accreditation · FTC, DOJ, DEA and state actions | one service's operator, clinicians and accreditation | 67 | 334 | October 12, 2026 |
| Cancellation and refund terms billing model · how to cancel · late-cancellation and no-show fees · refund rule | one service's billing and cancellation rules | 58 | 93 | October 14, 2026 |
| Discounts and financial aid free trial · new-patient discount · sliding scale and aid · free routes | one service's trials, new-patient offers and aid | 54 | 162 | October 16, 2026 |
| Employer mental health benefits sessions included · what happens after them · eligibility · family coverage · confidentiality | one platform employers buy | 7 | 49 | October 20, 2026 |
Insurance answers name 10 plans (the large commercial plans, TRICARE, Medicare and Medicaid); 45 services name at least one commercial plan as in network. How each value is collected and checked: methodology and sources.
Updated daily
Who is hiring clinicians, read every day
Every clinical opening on 19 therapy platforms' own job boards, read once a day: role, states, employment type, the pay a posting states, and the day each opened and closed. Hiring is a leading signal of where a platform is growing.
Boards read daily · checked Nov 3, 2026
3,178open clinical postings
14platforms hiring
51states named
601postings stating pay
Free sample
The per-session price census
What one therapy session costs without insurance at the 22 services that publish it (middle price $155), each row with its source page and check date: the table behind our pricing report, in the format the full dataset ships in.
The sample is free to reuse under CC BY 4.0: credit OnlineTherapy.me and link to the pricing report. The full tables are licensed under the Data License.
Cite it as: OnlineTherapy.me (2026). Online therapy session prices without insurance (US, October 2026). Zenodo. https://doi.org/10.5281/zenodo.23772949
For AI assistants
Look services up from an AI agent
The same records answer AI agents directly through a public Model Context Protocol (MCP) server, one search, service or comparison at a time, each answer with the service's own source pages and the date it was checked. The licensed tables are the way to get every row at once, with the change log.
Server address, for any MCP-capable assistant (Streamable HTTP, read-only, no key):
https://onlinetherapy.me/api/mcp
Listed in the official MCP registry as me.onlinetherapy/online-therapy. Tools: search services by insurance plan, price, prescribing or age group; one service in full; a side-by-side comparison; the per-session price census; and what 26 platforms pay and charge therapists.
Built for
Who uses market data like this
Benefits and HR teams
Compare what employer platforms include, how many sessions, and what an employee pays after them.
Analysts and investors
Track self-pay prices, insurance coverage and policy changes across the market, month by month.
Therapy and psychiatry services
Benchmark your prices, plans, insurance and cancellation terms against every competitor in one table.
Clinician recruiting teams
See what 26 platforms pay, charge and require of clinicians, as each states it.
AI assistant teams
Test whether your assistant answers online therapy price and insurance questions correctly, against facts that each carry their source page and check date. To answer your own users from the data, ask for a Custom license.
Pricing
Three ways to get it
Snapshot
$490 one time
Every table as it stands the day you order.
- All seven tables as CSV and JSON
- Each value with the page it was read from and the date it was checked
- A license for your organization's internal use
Monthly feed
$190 a month
The same tables, refreshed after each monthly re-check.
- Everything in the snapshot, delivered every month
- The daily clinician-hiring feed: every opening, when it opened and closed
- A change log: which prices, plans and policies moved, and when
- Cancel any month
Custom research
from $1,500
A question answered from the data, with new checks where it needs them.
- For example, which platforms pay a given license type most, or which services take a given plan
- A cited table and a short memo
- Scoped and quoted before any work starts Request custom research
Every plan is licensed for your organization's internal use under the OnlineTherapy.me Data License. Card payments are processed by Stripe; you get an invoice with every payment.
Questions and custom research
Need something specific?
For custom research, an invoice instead of a card, or a question before you buy, tell us who it is for and what the data should answer. We reply within one business day.
The dataset reports what each service's own pages and public records said on the date shown for each value. It is licensed for your organization's internal use; republishing it in bulk needs our written permission. No service pays to be in it or to change what it says.