FinanceRateCalc (frc-mcp)

Lender-level FHA mortgage denial statistics from the complete 2025 federal HMDA record (1.2M credit decisions). 5 tools: national stats, lender lookup, rankings, state stats, Door Effect analysis. Open data (CC BY 4.0), methodology on SSRN. Historical aggregates only — never individual approval predictions.

GitHub

Documentation

frc-mcp — FinanceRateCalc MCP Server

AllMCPs Verified

Query lender-level FHA denial statistics from the complete 2025 federal HMDA record (1,217,297 credit decisions) directly from an AI agent.

Tools: get_national_fha_stats · get_lender_denial_stats · list_lenders · get_state_denial_stats · get_door_effect_summary

The red line: every figure is a historical aggregate. This server will never accept borrower details or return individual approval predictions.

Install (Claude Desktop / any MCP host)

{
  "mcpServers": {
    "financeratecalc": {
      "command": "npx",
      "args": ["-y", "github:financeratecalc/frc-mcp"]
    }
  }
}

Data: CC BY 4.0, attribution to financeratecalc.com. Source of truth: public CFPB HMDA 2025 (loan_type 2; actions 1,2,3). Methodology: https://financeratecalc.com/about.html and SSRN 7156938.