BankingMCP

npx add-mcp 'https://banking-mcp.com/api/mcp'

The MCP server for your bank accounts

Let your AI understand your money.

Connect your bank accounts once. Then ask Claude, ChatGPT, Mistral, Hermes or Cursor about balances, spending and upcoming bills in plain language. Payments are next.

7-day free trial · Cancel anytime · Read-only by default

Works with Claude ChatGPT Mistral Le Chat Hermes Agent Cursor + any MCP client

For landlords

You

Create the 2025 service charge statement for Hafenweg 5 as a PDF.

Assistant

search_transactions · Hafenweg 5 · 2025

Done. The statement for Hafenweg 5 covers €4,812.40 in recoverable costs from 2025. The largest item was water.

• Service_charges_Hafenweg_5_2025.pdf

Water

Stadtwerke · 4 quarterly payments

€1,684.20

Building insurance

Insurer · 1 annual payment

€1,411.80

Property tax

City treasury · 4 quarterly payments

€1,120.00

Waste collection

Waste management · 4 quarterly payments

€596.40

Example conversations with fictional names and amounts.

How it works

Three steps. A few minutes.

No spreadsheets, no CSV exports, no API keys. Go from the landing page to your first question about your finances before your coffee gets cold.

1. 01

   Start your free trial

   Sign up with your email and add your payment details at Stripe. The first 7 days are free; cancel before they end and you pay nothing.
2. 02

   Connect your banks

   Pick your bank and log in secure via PSD2-regulated flow. Your banking password never reaches us.
3. 03

   Plug in your AI

   Add your BankingMCP MCP address to Claude, ChatGPT, Mistral or Cursor, approve access, and start asking questions.

Supported banks

Is your bank supported?

BankingMCP connects to thousands of banks in Germany and across Europe. Search for yours before you sign up.

Browse banks →

Your agent, your choice

One connection. Every assistant you use.

BankingMCP speaks the Model Context Protocol, the open standard AI assistants use to reach tools. Connect one assistant or all of them, and switch whenever you like.

Claude

claude.ai, desktop & mobile apps

1. 01Sign up for BankingMCP and connect your bank.
2. 02In Claude, open Customize → Connectors, click + and choose Add custom connector.
3. 03Name it BankingMCP, enter the address shown here and click Add.
4. 04Click Connect, sign in with your BankingMCP email address and approve the connection.
5. 05In a chat, enable BankingMCP in the tools menu and ask about your accounts.

Works on all Claude plans; the free plan allows one custom connector. On Team and Enterprise, an owner adds the connector under Organization settings → Connectors first.

https://banking-mcp.com/api/mcp

All setup guides →

What your AI can do

Ask about your finances like you'd ask a friend.

Your assistant gets structured, up-to-date data straight from your banks, so its answers are grounded in real numbers instead of guesses.

• Check balances

  Every connected account in one answer: checking, savings and credit cards. list_accounts · get_balances

• Search transactions

  Find that one payment by merchant, amount, reference or date range. search_transactions

• Understand spending

  Categories, month-over-month trends, and subscriptions you forgot about. list_transactions

• Plan ahead

  Recurring bills and income, weighed against what's actually in the account. search_transactions · refresh_accounts

Payments, with you in the loop

Coming soon

Your AI prepares the transfer: recipient, amount, reference. You approve it in your banking app. Nothing moves without your explicit confirmation.

Security & control

Your money. Your rules.

Giving an AI access to your finances should feel boring. That means clear limits, regulated infrastructure and an off switch that always works.

Your bank login stays with your bank

You authenticate. BankingMCP never sees or stores your banking credentials.

Revoke in one click

Disconnect an assistant or a bank at any time from your dashboard, effective immediately.

Separate access per assistant

Each AI you connect gets its own authorization, so you always know who can see what.

Regulated bank access

Bank connectivity runs under the EU's PSD2 framework, the same rails used by banking apps.

No data selling

Your financial data is used to answer your questions. We don't sell it or use it for advertising.

Pricing

One plan. Try it free for a week.

Everything is included. Use BankingMCP free for 7 days and only keep it if it earns its place.

BankingMCP

€5/ month

after your 7-day free trial · VAT included

Start free trial →

Secure checkout by Stripe

• Connect all your bank accounts
• Claude, ChatGPT, Mistral, Cursor & any MCP client
• Balances, transactions & spending insights
• Payments as soon as they launch
• Cancel anytime, no questions asked

FAQ

Questions, answered.

Which banks can I connect?

BankingMCP covers the vast majority of banks in Germany and a growing number across Europe. Use the bank search on this page to check yours before you sign up.

Which AI assistants work with BankingMCP?

Claude, ChatGPT, Mistral Le Chat and Cursor, plus any other client that supports remote MCP servers. You can connect several at once.

Can my AI move money?

Not today. BankingMCP is read-only. When payments launch, they'll be opt-in and every transfer will need your approval in your banking app, so an assistant can never send money on its own.

What happens after the free trial?

After 7 days your subscription continues at €5 per month, billed through Stripe. Cancel before the trial ends and you won't be charged.

Does BankingMCP see my banking password?

No. You log in to your bank through secure and hosted flow. BankingMCP only receives the account data you consent to share.

What does the AI provider see?

Only the data your assistant requests to answer a question, such as a balance or a list of transactions. That data is then handled under your AI provider's privacy terms, so check the settings of the assistant you connect.

How do I disconnect?

From your dashboard you can revoke any assistant or bank connection instantly, or delete your account and all associated data.