payment-screening
Проверка исходящего платежа на соответствие лимитам, санкционным спискам/стоп-листам и на дубликаты перед его одобрением человеком.
npx skills add https://github.com/nvidia/nemoclaw-community --skill payment-screeningpayment-screening
Use this skill when an operator asks you to check, validate, or screen an outbound payment (wire or ACH) before release.
This skill is read-only. It does not release, send, or settle anything.
Release requires a human approver — see the release-packet skill.
Inputs
- Queue: an ISO 20022
pain.001credit-transfer file (data/payment-queue.json). The screener flattens everyCdtTrfTxInftransaction and screens it byEndToEndId. - Sanctions: a bundled, dated OFAC SDN public-data fixture
(
data/ofac-sdn-fixture.json). It contains three real public SDN records selected for deterministic demonstration; it is not a complete sanctions list. Only the payments are synthetic.
Procedure
1. Screen the payment
Run the screener against a payment ID from the queue (omit --id to screen
the whole batch):
/usr/bin/python3 /sandbox/.hermes/skills/payment-screening/scripts/screen_payment.py \
--queue /sandbox/.hermes/skills/payment-screening/data/payment-queue.json \
--sanctions /sandbox/.hermes/skills/payment-screening/data/ofac-sdn-fixture.json \
--id WIRE-1007
The screener returns structured JSON with a decision
(CLEARED_FOR_REVIEW or HOLD) and a per-check breakdown. Sanctions hits
cite the matched OFAC SDN name and program.
2. Report the result
Use this structure:
- Decision: CLEARED_FOR_REVIEW or HOLD
- Checks: limit · sanctions · duplicate · beneficiary (pass/fail each)
- Exceptions: the exact rule that fired, in plain language
- Next step: what the human checker should verify before releasing
- Caveat: screening is support; the human approver is accountable
3. On HOLD
Never recommend overriding a hold. State the rule, and route to the appropriate human queue (sanctions analyst, treasury, compliance).
Pitfalls
- Do not claim a payment passed if any check failed.
- Do not invent a sanctions match or clear a real one — report what the OFAC SDN fixture returned, with the matched name and program.
- Do not release the payment. You cannot reach the payment rail, and you must not imply that you can.