Orla

Coming in

MailHosting and infra$600

HRContractors · design$2,200

PlanReserve → Operating$1,500

ARNorthwind Press$4,800

BankMeridian Health$11,400

MandatePolicyLimits

Moved by itself

Contractors · copy$1,000 Paid · Operating

38 rows from the bank Filed

research-bot · data API$6 Paid · agent wallet

Meridian Health$11,400 Matched

Waits for a person

Design tool renewal still needed?$640 Card holder

Brightpress new bank details $412 Owner

Contractors · design over the budget she issued $2,200 Budget owner

By itself 7 Asked a person 3 Clicks from finance 0

The flow

People, agents, systems and railsin one flow, each where it belongs

Money moves in one order: what is owed, the plan, one check against the mandate, the rail, what came back, the books. Systems feed it, agents work inside it, rails carry it, and a person joins only where the mandate keeps the decision for them. A supervisor watches the whole line and can stop it anywhere.

OWED PLAN CHECK RAIL BACK BOOKS OVERSIGHT PEOPLE AGENTS SYSTEMS RAILS FLOW promised dates · habits · forecast error Mail bills HR pay dates ERP invoices, bills CRM customers, deals Your agent buys in its limit Client invoice in chat Card holder still needed?Treasurer explains the plan Owner new bank details Budget owner past the budget You one queue Agent card or wallet its limit Main bank by itself FX account by itself Other banks your press Stablecoin your press Ramp bank and stablecoin Collections letter, call Bank and wallet feeds matched Accounting system files Supervisor stops on an anomaly Owner pause, let a kind go

Owed, then Plan, then Check, then Rail, then Back, then Books.

• Systems: Mail · bills
• Systems: HR · pay dates
• Systems: ERP · invoices, bills
• Systems: CRM · customers, deals
• Agents: Your agent · buys in its limit
• People: Client · invoice in chat
• People: Card holder · still needed?
• Agents: Treasurer · explains the plan
• People: Owner · new bank details
• People: Budget owner · past the budget
• People: You · one queue
• Rails: Agent card or wallet · its limit
• Rails: Main bank · by itself
• Rails: FX account · by itself
• Rails: Other banks · your press
• Rails: Stablecoin · your press
• Rails: Ramp · bank and stablecoin
• Agents: Collections · letter, call
• Systems: Bank and wallet feeds · matched
• Systems: Accounting system · files
• Oversight: Supervisor · stops on an anomaly
• Oversight: Owner · pause, let a kind go

You sign the mandateand only what is past it

A person writes the budgets and the rules once. After that a person is asked only for what the mandate keeps for them: a payment past the limit, new bank details, anything that loosens control.

• Contractors · design$2,200 Past the Delivery budget · you issued it

  Signatures

  Past a budget, the payment waits for whoever issued it. One press, from anywhere.
• DDelivery Sam Adeyemi Budget · October$9,200 of $9,500

  Positions

  A budget belongs to a position, not a person. A deputy acts inside the same limits.
• Waiting for you3
  • Contractors · design past the budget $2,200
  • Brightpress new bank details $412
  • Design tool renewal still needed?$640

  One queue

  Everything that waits for a person, in one place on the web, the phone and the chat.

Also today: a monthly allowance per person, expense claims with their receipts, and a free seat for your accountant. The mandate →

Every payment takes one of three roadsand the code decides which

Each bill passes the same checks against the mandate. The model reads the documents and explains the decision in words. It never makes it.

H

Hosting and infra Bill · Tools

$600

Orla

• Contract match
• Payee verified
• Sanctions clear
• Inside Tools budget
• Under $2,000

Paid by itself Operating account · SEPA

Mandate · Northwind Studio

1. Delivery may pay contractors up to $9,500 a month. Past it, Mira signs.
2. Tools may pay known suppliers up to $1,500 a month.
3. By itself, never more than $2,000 a payment or $10,000 a day.
4. New bank details always wait for an owner. Signed by Mira Osei, owner

Autonomy

Every kind of actionearns the right to act alone

Nothing acts alone on day one. A kind of action works at your button, then runs a pilot, and only you let it go.

• At your button

  Every kind of action starts here. Orla prepares, you press.

• Pilot

  At least 30 days and 20 decisions, 95% of them pressed without a change.

• By itself

  You let it go, kind by kind. Two mistakes in 30 days send it back to your button.

Every day

The finance team's dayruns on a schedule

The rounds a finance person makes every morning and every evening become routines. Each one reads the same rows the reports read and lands where your team already is.

• 07:00 · Team chat Morning cash $22,600 across 2 accounts, a wallet and an exchange. 2 things need you.
• 09:00 · Home Due today 3 bills due: 2 paid by itself, 1 waits for Mira.
• 12:30 · Inbox Differences Bank against book: 4 cleared by itself, 1 left for you.
• 17:00 · Messenger What moved $3,100 by itself today. Nothing over a limit.
• Friday · Email Who owes Northwind Press is late. The reminder went out.
• Month end · Home Close checklist 9 of 10 done. One receipt is missing.

Cash

Sees the short daybefore it arrives

The plan runs every payment against the days ahead. When one day is short, you get one card with every lever, and the sweep between your own accounts comes first.

Done by itself

• Oct 3Reserve → Operating$1,500 Swept
• Oct 6Northwind Press$4,800 owed Reminder sent
• Oct 16Hosting and infra$600 Paid
• Oct 19Contractors · copy$1,000 Paid
• Oct 24Meridian Health$11,400 in Matched

Operating account, October Oct 12: short $2,240

Sweep $4,000, by your press Oct 1 Oct 10 Oct 20 Oct 31

Brakes

Nothing Orla pays by itself leaves the mandateand you never have to remember why

• $2,000 / $10,000 By itself, never more a payment or a day.
• 24 to 72 hours Anything that loosens control waits. Another owner can cancel it.
• This wasn't me One link cancels a change and signs its author out.
• One pause Stops the autopilot at once, without a dialog.
• First anomaly Stops the whole space until a person looks.
• New payee Always a person, whatever the mandate says.
• Keys Cannot add a payee or change a limit.
• Every row Says which line of the mandate let it through.

Pricing

Plans start freepaid plans from $25 a month

• Free Start here. Not a trial.Free Join the waitlist
• Solo Live sync and the paperwork.$25 /month Join the waitlist
• Pro For a business of one.$69 /month Join the waitlist
• Scale For a company with controls.$199 /month Join the waitlist
• Enterprise Several companies, one book each.$499 /month Talk to us

The autopilot is on every plan. Free runs it with limits; paid plans lift them. What a machine moves without a press, by the autopilot, an agent's card or wallet, or x402, costs 0.25%, never more than $25 a payment. The rail's own cost is shown apart, at cost. Moves between your own accounts and payments a person signs cost nothing.

See every plan and its limits →

Questions

Before you hand it the moneythe short answers

Can it pay someone new on its own?

No. A new payee, bank details that changed and anything that looks unusual always go to a person, whatever the mandate says.

What if it pays the wrong thing?

Mark the row as a mistake. If the money has not left, the payment is cancelled. If it has, Orla drafts the request to the payee. Two mistakes in 30 days send that kind of action back to your button.

Which banks can it pay from?

Banks that let a machine pay work on their own inside the mandate, two to begin with. Other banks and stablecoins wait for a person's press: Orla prepares the payment, you confirm it. A ramp moves money between your bank and stablecoins.

What does the autopilot cost?

The autopilot is on every plan, Free included, with limits. You pay your plan, plus 0.25% of what a machine moves without a press (the autopilot, an agent's card or wallet, x402), never more than $25 a payment. The rail's own cost is shown apart at cost. Moves between your own accounts and payments a person signs are free.

Do I need a finance person to set it up?

No. You write the first mandate in one conversation: a few questions, a budget per position, the rules you already sign by.

What about the books?

Orla keeps the book of your money: every row filed, reconciled and closed by month, then handed to your accountant as files their accounting system imports. Nothing is filed with a tax office for you.

Write your first mandateon a thirty minute call

On your own books: one position, one rule, and the first bill waiting for your button.