Moflow

npx add-mcp 'https://moflow.app/mcp'

Paste one address and allow it. Then ask about your net worth.

Access works on Moflow+. On Free, the connection saves and waits.

1. Copy your Moflow address

   Your AI asks for this address once, when you add Moflow. https://moflow.app/mcp Copy On Moflow+, Settings › AI assistant shows it too, with a Copy button.

2. Add Moflow in your AI app

   Paste the Moflow address where your AI app asks for one. The steps for each app are below.

3. Select Allow

   Your AI app sends you to Moflow. Sign in or create an account, then select Allow. Until you select Allow, nothing is connected.

4. Ask about your money

   Ask in plain words. The questions below are a start.
   • What's my net worth right now?
   • How has my net worth changed over the last six months?
   • Which accounts hold euros, and what are they worth in dollars?
   • Set my checking balance to $4,200.
   • Close out last month: read me the rows, then confirm it.

Steps for your AI app

Add Moflow in ChatGPT

1. Open Settings › Security and login, and turn on Developer mode.
2. Open Settings › Plugins and select Create.
3. Name it Moflow, and paste the Moflow address as its URL.
4. Choose OAuth for authentication.
5. ChatGPT sends you to Moflow. Sign in or create an account, then select Allow.
6. In a chat, open the + menu, choose Developer mode and turn on Moflow.

Developer mode is a switch in ChatGPT's settings, not a developer account.

Whether your account shows it depends on ChatGPT's plan and workspace settings.

What it can see

• Your net worth, and the totals behind it.
• Accounts and balances, in their own currency and in your display currency.
• Holdings, with their prices, cost and lots.
• Same-currency transfers in your ledger, and whether each is planned, in transit or cleared.
• Monthly snapshots and trends.
• Connected accounts, with the institution and the time their prices are from.
• Goals, with the amount and the date to reach each one.
• Your target mix, and how far each asset class sits above or below it.
• Your yearly income, monthly burn rate, net savings and savings rate.

What it can change, when you ask

• A balance, or an investment account's cash.
• Accounts: add one.
• Account details: edit the name, category, target balance, yield, growth or safety net.
• Holdings: add or close one, and correct its lots.
• Same-currency transfers in your ledger, from planned to in transit to cleared.
• The month: capture it, confirm it. A confirmed month cannot be rewritten.
• Goals: add one, change one, or delete one.
• Your target mix across asset classes.
• Your yearly income and monthly burn rate.

Changes follow the app's own rules.

A change that breaks one is refused, and nothing is saved.

Your assistant may ask you to approve a change first; that setting is its own.

What it cannot do

• Through Moflow, it cannot trade, place an order, or move money at a bank or broker.
• It cannot change a connected account's holdings or prices. Those come from the brokerage.
• Moflow never receives your broker sign-in details, so it has none to pass on.

Who sees your ledger

Moflow supplies no AI — you connect your own.

You, the assistant you connect, and Moflow to run the service.

Once the assistant reads something, its provider's privacy notice covers what it keeps.

Read the privacy notice

Disconnect

Disconnect it anytime in Settings › AI assistant.

It loses access to your ledger straight away.

If it doesn't connect

Connect again from your AI app, then sign in to Moflow and select Allow.

Check your plan in Settings › Billing. Access works on Moflow+. On Free, the connection saves and waits.

Remove Moflow from your AI app, add it again, and paste the Moflow address.

Still not connecting? Contact us