client-review

par anthropic

Préparer les réunions de révision avec les clients en fournissant un résumé de la performance du portefeuille, une analyse de l'allocation, des points de discussion et des éléments d'action. Rassemble les données des comptes pour...

npx skills add https://github.com/anthropics/financial-services --skill client-review

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Client Review Prep

Workflow

Step 1: Client Context

Gather or look up:

Client name and household members
Account types: Taxable, IRA, Roth, 401(k), trust, etc.
Total AUM across accounts
Investment Policy Statement (IPS): Target allocation, risk tolerance, constraints
Life stage: Accumulation, pre-retirement, retirement, legacy
Last meeting date and any outstanding action items

Step 2: Portfolio Performance

For each account and the household aggregate:

Metric	QTD	YTD	1-Year	3-Year	Since Inception
Portfolio return
Benchmark return
Alpha

Performance Attribution:

Which asset classes / positions drove returns?
Top 3 contributors and top 3 detractors
Any outsized single-position impact?

Step 3: Allocation Review

Current vs. target allocation:

Asset Class	Target	Current	Drift	Action
US Large Cap
US Mid/Small
International Developed
Emerging Markets
Fixed Income
Alternatives
Cash

Flag any drift exceeding the IPS rebalancing threshold (typically 3-5%).

Step 4: Talking Points

Generate a meeting agenda:

Market overview (2-3 min): Brief macro context and outlook
Portfolio performance (5 min): How did we do? Why?
Allocation review (5 min): Any rebalancing needed?
Planning updates (5-10 min):
- Life changes? (job, health, family, home, education)
- Income needs changing?
- Tax situation updates
- Estate planning updates
Action items (5 min): What are we doing before next meeting?

Step 5: Proactive Recommendations

Based on the review, suggest:

Rebalancing trades (if drift exceeds thresholds)
Tax-loss harvesting opportunities
Cash deployment or withdrawal planning
Roth conversion opportunities (if applicable)
Beneficiary updates or estate planning needs
Insurance review (life, disability, LTC)

Step 6: Output

One-page client review summary (Word or PDF)
Performance table with benchmarks
Allocation pie chart (current vs. target)
Recommended action items
Meeting agenda

Important Notes

Know your client before the meeting — review notes from last meeting
Lead with what the client cares about, not what you want to talk about
If performance was bad, address it directly — don't hide or spin
Always end with clear action items and next steps with dates
Document the meeting notes and any changes to the IPS
Compliance: ensure all materials are compliant with firm policies and regulatory requirements