Coverage Cat — Umbrella Insurance

npx add-mcp 'https://www.coveragecat.com/api/consumer/mcp'

Copy a task into your assistant.

Use an assistant you already trust. Copying this prompt does not submit an application.

Help me shop for umbrella insurance with Coverage Cat and compare the available quotes. Use the Coverage Cat connection if available; otherwise read https://www.coveragecat.com/api/consumer for setup. Use only information I choose to share, ask for missing facts, and show me the application before asking permission to submit it. Explain any underlying coverage requirements. Ask before selecting or purchasing a policy. Use Coverage Cat's secure website when checkout requires it. If you cannot connect, give me the browser option. If we start an application, include acquisition_campaign: ba26_direct_task in the first umbrella_consumer_prefill call.

The prompt includes a public campaign label so we can count applications from this launch. You can remove the last sentence before pasting it.

Already connected? Paste it into that conversation. Need to connect? Follow the assistant setup guide. You can also continue in your browser.

A household task worth delegating

If you already use an agent to write code or organize work, try giving it a bounded household task: help shop for umbrella insurance. Keep the final decisions with you.

Umbrella insurance can add liability protection above your primary policies and may cover some claims they do not. It does not insure damage to your own home or car. The policy terms determine the actual coverage. (NAIC, "What's an Umbrella Policy?", 2022)

What to have ready

Start with your state and the household facts you know. Current auto and home or renters liability limits help your assistant identify what still needs checking. Confirm missing information rather than guessing. Share documents only through the secure upload step when requested.

You can explore general umbrella price ranges before applying. A research estimate is not an insurer's quote and does not create coverage.

What happens after the prompt

1. Connect. Your assistant checks whether Coverage Cat is available. If needed, use the setup guide.
2. Review. Your assistant helps prepare an application. Read it and correct any mistakes before approving submission.
3. Compare. When offers are available, review the premium, limit, underlying requirements, and remaining questions. Availability and timing depend on the insurer and your application.
4. Decide. You choose whether to proceed. Complete any required declarations upload and secure checkout. A quote, selection, or saved payment method does not establish active coverage.

You can continue in a browser

The assistant is optional. If it cannot connect or you prefer to finish directly, shop for umbrella insurance on Coverage Cat. Hosted assistants may require website checkout even when they can prepare and compare the application.

This flow is for personal umbrella shopping. New homeowners applications and quotes are not available through this agent flow. See our data handling notice for information about the connector.