Quotor MCP Server
Real, bindable home & auto insurance quotes via MCP — actual carrier rates, not estimates. Texas, expanding. 11 tools; carrier-masked options, human-completed bind.
Documentation
Model Context Protocol · Live
Insurance quoting, built for AI agents.
Quotor is an MCP server that lets any agent quote and bind real home & auto insurance inside a single conversation. One endpoint. A focused quote-to-bind toolkit — carrier-masked and built compliance-first.
Get the skill Read the docs
https://mcp.quotor.ai
Speaks MCP over Streamable HTTP — connect from any MCP client Claudeconnector in review ChatGPTapp in review
Connect in seconds
Point your agent at one URL.
Quotor speaks Streamable HTTP MCP. Add the endpoint as a custom connector or drop it into your client's MCP config — or install the skill and your agent wires itself up. No SDK, no glue code.
View setup guide →
mcp config curl
{ "mcpServers": { "quotor": { "type": "http", "url": "https://mcp.quotor.ai" } } }
Two access tiers. Read-only tools — eligibility, status, option details — are open and browser-safe. The tools that quote, bind, or capture a lead need an API key: call those server-side and never ship the key in browser JS. Request a key →
The toolkit
The core tools. One job each.
Every tool description is written for AI discovery, so an agent knows exactly when to reach for it. Full schemas — and the rest of the surface — live in the docs.
check_eligibility
Pre-flight: can we quote or bind in the customer's state?
start_quote
Open a session. Returns a quote_id and the minimum required inputs.
update_quote
Patch any non-regulated field. Idempotent — latest write wins.
get_quote_options
Fire every carrier in parallel. Up to five masked options, ranked.
get_option_details
Full coverage breakdown for one option. Carrier still masked.
get_bind_link
A secure, single-use hand-off link (valid 7 days) — a licensed agent finalizes the bind. The only place a real carrier name appears.
resume_quote
Pick up an existing quote across sessions and platforms.
Browse all tools & schemas
The lifecycle
From hello to bound, in one thread.
The agent drives; Quotor handles eligibility, carriers, masking, and the hand-off to checkout.
1
Check eligibility
Confirm the state is licensed before anything else.
2
Start & refine
Open a quote, patch fields as the chat fills in.
3
Compare options
All carriers fire in parallel; results come back masked.
4
Hand off a link
Pick an option, mint a secure bind URL.
5
Agent finalizes
A licensed agent completes the bind from the secure link.
Published as an Agent Skill
Point your agent at the Quotor skill and it learns the entire quote-to-bind flow — the tools, the order, the guardrails. Posted in the open so any agent can discover it.
View the skill
Live demo
Watch an agent quote through the bridge.
A real conversation, real tool calls — carriers stay masked until the customer chooses.
MCP bridge · agent ⇄ mcp.quotor.ai connected
I just bought a house in Austin, TX — can you find me home + auto?
On it — quoting through Quotor.
check_eligibility · TX start_quote get_quote_options
Option A · bundle
$1,842/yr
best value
Option B · bundle
$2,010/yr
Option C · bundle
$2,233/yr
Carriers stay masked until your customer picks one.
Option A looks best — want the secure link to finish with an agent?
get_bind_link
Built for trust
Agent-friendly, compliance-first.
Carriers masked
Names stay hidden as Option A, B, C until your customer commits to one.
Human-completed bind
The MCP issues a secure, single-use hand-off link; a licensed agent finalizes — never an automated purchase in chat.
Every call audited
Each tool call is logged with platform, state, and quote for compliance.
Licensed & regulated
Eligibility is enforced per state. Quoting live in Texas, more on the way.
Give your agent the power to quote.
Install the skill, point at the endpoint, and start quoting real coverage in minutes.