Cred Protocol

On-chain credit scoring, financial reporting, and identity verification for Ethereum addresses. Get credit scores (300-1000), portfolio values, and identity attestations.

Documentation Index

Fetch the complete documentation index at: https://docs.credprotocol.com/llms.txt Use this file to discover all available pages before exploring further.

MCP Services Overview

Access Cred Protocol credit scoring and agentic reputation through the Model Context Protocol for AI agents

MCP Services

Cred Protocol provides Model Context Protocol (MCP) services that enable AI agents and assistants to access on-chain credit scoring, financial reporting, identity attestation, and agentic reputation data.

MCP is an open protocol that allows AI systems to securely interact with external tools and data sources. [Learn more about MCP →](https://modelcontextprotocol.io)

What is MCP?

The Model Context Protocol (MCP) is a standardized way for AI agents (like Claude, GPT, or custom LLM applications) to:

  • Discover available tools and their capabilities
  • Call tools with structured parameters
  • Receive structured responses

Unlike traditional REST APIs that require manual integration, MCP allows AI agents to automatically understand and use your tools through natural language.

Why Use MCP Services?

AI agents can discover and use Cred Protocol tools without custom code Users can ask "What's this wallet's credit score?" and the agent handles it Real blockchain data from 10+ EVM networks — credit scores, reports, identity, and more Comprehensive coverage: scoring, reports, identity, sybil detection, agent reputation

Available Tools (21 Total)

All tools return live on-chain data and require an API key (Authorization: Bearer <your-api-key>).

ToolDescription
Credit Scoring
get_credit_scoreGet credit score (300-1000) for an Ethereum address
get_credit_scores_batchGet scores for multiple addresses at once
get_aggregate_scoreSingle aggregated score across multiple addresses
Reports
get_financial_summaryComprehensive financial report with assets, DeFi positions, and activity
get_comprehensive_reportFull multi-chain credit report with per-chain breakdowns
get_summary_reportAggregated metrics without per-chain details
get_chain_reportDetailed report for a single blockchain
get_chain_summarySummary metrics for a single blockchain
Portfolio
get_portfolio_valueTotal portfolio value in USD across all chains
get_chain_portfolio_valuePortfolio value on a specific blockchain
get_portfolio_compositionPortfolio breakdown by asset type (tokens, DeFi, stablecoins, debt)
Identity
get_identity_attestationsVerified identity credentials (ENS, Gitcoin Passport, POAPs)
get_sybil_scoreSybil detection score with behavioral indicators
Graph
get_transaction_graphToken transfer graph visualization (nodes + edges)
Agents (ERC-8004)
get_agent_countTotal registered agents in the Identity Registry
list_agentsPaginated list of all registered agents
get_agentGet info for a specific agent by ID
search_agentsSearch agents by name or description
submit_agent_reputationSubmit on-chain reputation feedback (10 CU)
get_agent_reputationRead on-chain reputation summary (1 CU)
get_reputation_statusTrack status of a reputation submission
All tools require an API key. Generate one from the [Cred Protocol Dashboard](https://app.credprotocol.com/dashboard).

Agentic Reputation (ERC-8004)

In addition to wallet credit scoring, Cred Protocol MCP services provide full access to the ERC-8004 Identity and Reputation Registries on Base — enabling AI agents to discover, assess, and rate other agents on-chain.

7 agent tools cover the complete lifecycle:

  • Discoveryget_agent_count, list_agents, search_agents, get_agent
  • Reputation scoringsubmit_agent_reputation computes credit score, sybil risk, and identity attestations, then writes the results on-chain
  • Reputation readingget_agent_reputation reads aggregated feedback from the Reputation Registry
  • Trackingget_reputation_status tracks asynchronous on-chain submissions
ERC-8004 defines a standard for registering AI agent identities on-chain as ERC-721 tokens. Each agent has an owner address and metadata (name, description, image) stored via tokenURI. The registry lives on Base (chain ID 8453).

Unlike credit scoring tools which assess wallet reputation, the agent tools operate on the agent layer — helping AI systems discover, evaluate, and provide feedback on other AI agents in the ecosystem.

Access Methods

Cred Protocol MCP services can be accessed two ways:

1. HTTP/REST Endpoints

Standard HTTP endpoints at https://api.credprotocol.com/mcp/* — works with any HTTP client:

curl -H "Authorization: Bearer YOUR_API_KEY" \
  "https://api.credprotocol.com/mcp/score/vitalik.eth"

2. MCP Protocol

Native MCP protocol for AI agents like Cursor, Claude Code, Claude Desktop, or custom MCP clients. Uses streamable-http transport — a single endpoint that handles both request/response and streaming:

{
  "mcpServers": {
    "cred-protocol": {
      "url": "https://api.credprotocol.com/mcp",
      "headers": {
        "Authorization": "Bearer YOUR_API_KEY"
      }
    }
  }
}

Agent Skill Instructions

When an AI agent connects via MCP, the server automatically provides skill instructions that guide the agent on:

  • Which tool to use for different user intents
  • How to interpret credit scores, financial summaries, and attestations
  • When to escalate from a quick score check to a full financial report
  • Best practices like batching requests and flagging red flags

These instructions are delivered to agents during MCP initialization — no extra configuration needed. See the full Agent Skill reference.

MCP vs REST API

FeatureMCP ServicesREST API
DataLive on-chain dataLive on-chain data
AuthenticationAPI key requiredAPI key required
PurposeAI agents and assistantsProduction applications
ProtocolMCP (streamable-http) + HTTPHTTP
BillingConsumes Cred UnitsConsumes Cred Units

Next Steps

Connect your AI agent to Cred Protocol MCP Explore all available MCP tools See practical usage examples Use the REST API directly

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