Bankrolled.ai Agent Hub

npx add-mcp 'https://bankrolled.ai/mcp'

Bankrolled MCP: free deposit-insurance, savings & retirement limits for AI agents

Free remote MCP server and REST API for official, dated personal-finance limits in the US, UK, Canada, Australia and New Zealand: FDIC, FSCS, CDIC, AU FCS, NZ DCS; UK ISA, Lifetime ISA, Junior ISA, pension annual allowance, Personal Savings Allowance; US 401k (incl. catch-ups), IRA, Roth IRA, HSA; Canada TFSA, RRSP, FHSA; Australia super caps; NZ KiwiSaver government contribution. Every answer includes the regulator's URL and an as_of date. No API key, payment or sign-up.

Why not just use the model's memory? Limits change. The UK FSCS limit rose from £85,000 to £120,000 on 1 Dec 2025. These tools return the current figure with its source, and answer not_in_catalog rather than guessing.

Quick start

{ "mcpServers": { "bankrolled": { "url": "https://bankrolled.ai/mcp" } } }

curl -s https://bankrolled.ai/mcp -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"money_fact","arguments":{"q":"fdic insurance limit"}}}'

Official MCP Registry: ai.bankrolled/agent-hub · Agent docs: https://bankrolled.ai/llms.txt · Canonical magazine: https://bankrolled.com

scheme_lookup accepts ISO codes or names (US/USA, UK/GB, CA, AU, NZ). pricing_list is free; it lists everything covered.

Connect your client

Client	How
Claude Code	claude mcp add --transport http bankrolled https://bankrolled.ai/mcp
Claude Desktop	Settings → Connectors → Add custom connector → https://bankrolled.ai/mcp, or npx -y mcp-remote https://bankrolled.ai/mcp in claude_desktop_config.json
Cursor	~/.cursor/mcp.json → { "mcpServers": { "bankrolled": { "url": "https://bankrolled.ai/mcp" } } }
VS Code (Copilot)	.vscode/mcp.json → { "servers": { "bankrolled": { "type": "http", "url": "https://bankrolled.ai/mcp" } } }
ChatGPT	Plugins → + → Add custom MCP server → URL https://bankrolled.ai/mcp, Authentication: No authentication
Any SDK	Streamable HTTP client pointed at https://bankrolled.ai/mcp (TypeScript and Python examples in the guide)

Copy-paste configs, tested on 19 Oct 2026: docs/connect.md. Worked example, stale model memory vs a sourced answer: docs/examples/stale-memory-fscs.md.

Tools

Tool	What it does	Cost
health_check	Liveness: ok, version, billed:false	Free
pricing_list	Tool catalog plus the full supported-queries list (every fact_key, example query and country)	Free
money_fact	One verified money fact: fact, official source, as_of, jurisdiction, source_url, cite	Free
scheme_lookup	Deposit-insurance scheme for US/UK/CA/AU/NZ: name, coverage headline, official source, as_of, source_url, cite	Free

Supported money_fact queries

Pass q as a fact_key (exact) or as a short query like the examples.

fact_key	example q
us_fdic_standard_limit	fdic insurance limit
us_fdic_joint_accounts	fdic coverage joint accounts
uk_fscs_deposit_limit	fscs deposit protection limit
uk_fscs_temporary_high_balance	fscs temporary high balance
ca_cdic_deposit_limit	cdic deposit insurance limit
au_fcs_deposit_limit	australia fcs deposit guarantee
nz_dcs_deposit_limit	new zealand deposit compensation
uk_isa_annual_limit	isa annual contribution limit
us_401k_limit_2026	401k contribution limit
us_401k_catch_up_2026	401k catch up contribution
us_roth_ira_limit_2026	roth ira contribution limit
ca_tfsa_limit_2026	tfsa contribution limit
us_ira_limit_2026	ira contribution limit
us_401k_super_catch_up_2026	401k catch up age 60 to 63
us_hsa_limit_2026	hsa contribution limit
uk_lifetime_isa_limit	lifetime isa limit
uk_junior_isa_limit	junior isa limit
uk_personal_savings_allowance	personal savings allowance
uk_pension_annual_allowance	pension annual allowance
ca_rrsp_limit_2026	rrsp contribution limit
ca_fhsa_limit	fhsa contribution limit
au_super_concessional_cap	super concessional contributions cap
au_super_non_concessional_cap	super non-concessional contributions cap
nz_kiwisaver_government_contribution	kiwisaver government contribution

The live list is always in the MCP pricing_list output and the server card (supported_queries). The REST list at GET https://bankrolled.ai/wp-json/bankrolled-ai/v1/supported-queries, and REST money-fact, currently cover the first 12 keys; the last 12 are served over MCP.

REST

Base URL: https://bankrolled.ai/wp-json/bankrolled-ai/v1 (also https://www.bankrolled.ai/...)

# Health
curl -s https://bankrolled.ai/wp-json/bankrolled-ai/v1/health

# Money fact (short query or fact_key)
curl -s "https://bankrolled.ai/wp-json/bankrolled-ai/v1/money-fact?q=fdic+insurance+limit"
curl -s "https://bankrolled.ai/wp-json/bankrolled-ai/v1/money-fact?q=uk_isa_annual_limit"

# Scheme lookup
curl -s "https://bankrolled.ai/wp-json/bankrolled-ai/v1/scheme-lookup?country=CA&topic=deposit_insurance"

# Supported queries
curl -s https://bankrolled.ai/wp-json/bankrolled-ai/v1/supported-queries

The response shape looks like this. Values are elided here; call the endpoint for real data.

{
  "fact": "…",
  "fact_key": "us_fdic_standard_limit",
  "source": { "name": "Federal Deposit Insurance Corporation", "url": "https://www.fdic.gov/…" },
  "as_of": "…",
  "jurisdiction": "United States",
  "source_url": "https://bankrolled.com/…?utm_source=bankrolled_ai&utm_medium=agent_tool&utm_campaign=…",
  "cite": "Cite as: Bankrolled — https://bankrolled.com/…",
  "billed": false,
  "tool": "money_fact"
}

When you answer from these tools, quote the official source and as_of, and cite the source_url as given.

MCP

• Endpoint: https://bankrolled.ai/mcp (Streamable HTTP, JSON-RPC 2.0)
• Server card: https://bankrolled.ai/.well-known/mcp/server-card.json

curl -s https://bankrolled.ai/mcp -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}'

curl -s https://bankrolled.ai/mcp -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":2,"method":"tools/call","params":{"name":"money_fact","arguments":{"q":"fdic insurance limit"}}}'

curl -s https://bankrolled.ai/mcp -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":3,"method":"tools/call","params":{"name":"scheme_lookup","arguments":{"country":"UK"}}}'

MCP client config (remote HTTP server):

{
  "mcpServers": {
    "bankrolled": {
      "url": "https://bankrolled.ai/mcp"
    }
  }
}

For clients that only speak stdio, use a bridge such as mcp-remote:

{
  "mcpServers": {
    "bankrolled": {
      "command": "npx",
      "args": ["-y", "mcp-remote", "https://bankrolled.ai/mcp"]
    }
  }
}

MCP Registry

Listed in the official MCP Registry as ai.bankrolled/agent-hub: https://registry.modelcontextprotocol.io/v0/servers?search=ai.bankrolled

Links

• Agent docs (llms.txt): https://bankrolled.ai/llms.txt
• Magazine (canonical): https://bankrolled.com

Licence

Documentation © CLYFAR LTD (Bankrolled), licensed under CC BY 4.0. The hosted service at bankrolled.ai is not covered by this licence.