5500mcp

Every filed US DOL Form 5500 / 5500-SF in an AI assistant: 164,657 retirement and welfare plans with participants, assets, financials and service-provider fees exactly as filed. Search plans, track changes, benchmark fees against a cohort with charts. 9 tools, 9 guided skills, no login or keys.

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npx add-mcp 'https://5500mcp.ai/mcp'

Installs into Claude Code, Codex, Cursor and more

Documentation

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MCP-first · DOL Form 5500 · vintage 2026-09-03

Form 5500, exactly as filed — in your AI assistant.

Every filed retirement and welfare plan — participants, assets, service-provider fees, and financials — served over the Model Context Protocol. No login, no keys.

MCP server

Connect your assistant

5500mcp is MCP-first. Point Claude, Cursor, or any MCP client that speaks Streamable HTTP at this endpoint and query Form 5500 directly. No account, no API key — the data is public DOL filings.

https://5500mcp.ai/mcp Copy

search_plans — Find plans by sponsor, EIN, state, type, or size
get_plan — Full filed profile for one plan
top_plans — Rank plans by a filed metric
plan_changes — Field-level filing history
list_skills — Catalog of the guided workflows on this server
get_skill — Full instructions for one workflow
cohort_stats — Percentile distributions for a defined cohort
cohort_chart — Percentile box plot with one plan marked
server_info — Live tool list and version — detects a stale client cache

Fair use: 60 requests per minute, 900 per hour, 5,000 per day per client.

Skills

Form 5500 is public. Reading it well isn't.

Each skill is a written procedure — what to pull, in what order, how to read it, and what the filing will not support. Your assistant loads one from the server the moment it needs it. Nothing to install, nothing to copy, nothing to keep in sync.

referenceagent ### Form 5500 literacy

What each filed Form 5500 field means, how large-plan and small-plan filings differ, and which conclusions the data does and does not support.get_planserver_infocohort_statsRead the skill →
referenceagent ### Presentation contract

The house rules for rendering any Form 5500 output — lead with the answer, tabulate parallel figures, keep fee positions and caveats honest, and collect caveats at the end. Layout only; it never changes a filed figure.Read the skill →
workflowagent ### Plan fee benchmark

Place one plan's filed service-provider compensation against a defined peer cohort as percentiles, with the cohort definition, cohort n, and filed-fee coverage stated.get_plancohort_statscohort_chartserver_infoRead the skill →
workflowagent ### Plan diligence brief

A one-page read on a single plan built only from its filing: size, type, funding, service providers, filing-history changes, and the questions the filing cannot answer.get_planplan_changescohort_statsserver_infoRead the skill →
workflowagent ### Fee transparency report

Itemize every service-provider fee a single plan filed - Schedule C provider-by-provider compensation and Schedule H administrative-expense lines - laid out side by side and reconciled, exactly as filed, with no benchmark and no judgement.get_planserver_infoRead the skill →
workflowagent ### Compliance flag scan

Read a single plan's Schedule H Part IV self-reported compliance answers and the independent-accountant opinion exactly as filed, present each disclosed item as a fact and the question it raises for the sponsor - never as a finding or accusation - with optional cohort base rates.get_plancohort_statsserver_infoRead the skill →
workflowagent ### Committee review inputs

Assemble the filed inputs a retirement-plan committee needs to review one plan - itemized fees with cohort position, funding and financials, the Schedule H Part IV compliance disclosures and accountant opinion, and the questions to put to providers and counsel. Inputs to a reasonableness review, never a conclusion.get_plancohort_statscohort_chartplan_changesserver_infoRead the skill →
workflowagent ### Verify a plan claim

Check a public claim about a plan - a recordkeeper's pitch, a sponsor's statement, a headline - against the plan's filed Form 5500 record, returning one of four verdicts and naming any definitional gap before reporting one. Never calls a claim false or misleading.get_plancohort_statsserver_infoRead the skill →
workflowagent ### Plan prospecting screen

Screen the filed Form 5500 population for plans matching typed criteria - size, plan type, fee presence, disclosed Part IV items - and return a neutral shortlist with cohort context and the questions each filing raises. A discovery tool over public filings, never a judgement about any plan.search_planstop_planscohort_statsget_planserver_infoRead the skill →

What's in the database

164,657

Plans in feed

390,591

Filings loaded

2024–2025

Filing years

MCP tools

Counts are of filings actually loaded from the DOL datasets. Service-provider compensation appears only where the plan filed Schedule C — mainly larger plans — so fee coverage is a subset of the population, and a plan with no Schedule C shows "Not filed" rather than zero.

Largest plans

Browse the full directory →

Ranked by participants as filed on the most recent filing in the feed.

Home Directory Methodology Release Notes Privacy Terms DOL EFAST2

5500mcp reports only figures that plan administrators themselves filed on Form 5500 / 5500-SF and its schedules. Nothing here is an estimate, projection, or valuation, and nothing here is fiduciary, investment, or legal advice. Always confirm against the plan's own filing on EFAST2.

Source: U.S. Department of Labor EBSA Form 5500 public datasets.

Part of the HnyComb network: WealthMCP · ValuationMCP · advMCP · 5500mcp

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5500mcp serves DOL Form 5500 filings over MCP — point your assistant at the endpoint on the home page. See the release notes for what's included.

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